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Running a business means money is constantly moving — out to payroll, rent, software, contractors, marketing, and everything in between. But the question that separates stable companies from stressed ones isn’t how much they’re spending; it’s whether they’re spending in the right places. Sustainable growth depends on understanding which operating costs fuel your business and which ones quietly drain it over time. When you know the benchmarks, you can spot overspending early,

Artificial Intelligence is reshaping how Canadian businesses handle their finances — and that’s exciting, not scary. At Bookminder Canada here in Ontario, we see AI not as a threat, but as a powerful tool. Automation is removing the repetitive work: the data entry, the sorting, the reconciling, the basic reports. That frees up time for what really matters — helping business owners grow wealth, improve margins, keep more cash in their pockets, and make confident financial deci

At Bookminder Canada, we love when business owners ask us, “What’s an ITC?” It’s genuinely one of our favourite questions — because it gives us the chance to teach something that makes a real difference in how you manage your business finances. Understanding Input Tax Credits (ITCs) is one of the most practical ways to save money, strengthen your bookkeeping accuracy, and gain confidence when filing HST. What Is an ITC (Input Tax Credit)? Most Ontario business owners know tha

When I launched Bookminder Canada, I didn’t expect to be fixing half of the files I took over. But here we are — nearly 50% of my clients come to me with books that need to be redone from scratch because of errors left by previous bookkeepers. Fifty percent! That’s a staggering number — and it says a lot about what’s really happening in the small business world today. 🔍 The Real Cost of “Cheap” Bookkeeping Bookkeeping isn’t just about recording transactions — it’s about bui